“Retirement: it’s nice to get out of the rat race, but you have to learn to get along with less cheese.”— Comedy writer Gene Perret Cheeky, but true. Retirement shifts...

If I could go back and give my 25-year-old self a pep talk about money, I wouldn’t hand over a secret stock tip or a magical retirement plan. Instead, I’d...

As we flip the calendar to June, we’re officially halfway through 2025—can you believe it? Now is a perfect time to pause and take a good, honest look at your...

Here is a quick look at the highlights of the One Big Beautiful Bill (Tax Bill) currently going through congress. I have included some high level bullet points for a...

1. Your Income—and Savings Rate—Are Growing Starting out, many people aim to save around 10% of their income. But as your career advances and your earnings grow, you might start...

Now that tax season is behind us (cue sigh of relief), it’s the perfect opportunity to share your completed tax return with us. As part of your personalized retirement planning...

Why Is The Market Down Right Now? The recent market decline isn’t rooted in economic weakness—it’s a result of policy shock. Uncertainty around fiscal and geopolitical decisions has spooked markets,...

Written By: Philip Lockwood As we kick off the second quarter of 2025, investors are being reintroduced to something the markets really don’t enjoy: uncertainty. The recent announcement of tariffs...

A Roth conversion refers to moving all or a portion of the funds from a traditional retirement account into a Roth IRA. Roth IRA benefits: Here’s when a Roth conversion...

As individuals approach retirement, financial literacy becomes an essential tool for navigating the complexities of wealth management, tax strategies, and legacy planning. At Lockwood Financial Strategies, we believe that empowering...